Financial leasing with Full service

Altogether with poor financing Lessee receive also Full service leasing, which means that monthly installment includes: Casco, Civil liability, planned service maintenance, other predictable costs and Fleet management. This is the SAME service as Operational leasing with full service except that in this case Lessee obtain ownership on the vehicle at the end of leasing period.

Monthly installment could include:

• Casco
• Marking
• Civil liability
• Tires, changing and storage
• Vignette
• Yearly vehicle tax
• Service maintenance package
• Replacement vehicle
• Taking and returning back vehicle in case of need for maintenance
• Road assistance
• The service “Fleet management” (more details in p.4) which generally includes organizing all necessary maintenance jobs connected with the usage of the vehicle (Service management, Insurance management)

General parameters of Financial leasing with Full service:

• subject of the leasing: new passenger vehicles
• term of the leasing: to 60 months
• invoice price of the vehicle: to 50 000 GBN (including VAT)
• advance payment minimum: 5-15%
• residual value: from 0% to 15%
• up-front fee: 0,9% of the net financing (the difference between the invoice price and the advance payment)
• tax for financing the VAT
• interest rate: it forms on the basis of 1m EURIBOR plus surplus